Loan Account Processing Officer

Company: 2501 UOB (Thai) Public Company Limited

About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values – Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

Job Description

This role is responsible for the accurate and efficient processing and maintenance of loan accounts, ensuring compliance with UOB (Thai) Public Company Limited policies and regulatory requirements.

Job Responsibilities:

* Process various types of loan applications, including data entry, verification of supporting documents, and system updates.
* Perform loan account maintenance activities such as principal and interest adjustments, payment allocations, rollovers, and closures.
* Review and ensure the completeness and accuracy of loan documentation in accordance with internal guidelines and external regulations.
* Liaise with internal departments (e.g., Credit, Sales, Legal) and external parties (e.g., customers) to resolve discrepancies and gather necessary information.
* Monitor loan accounts for irregularities, overdue payments, and potential issues, escalating as required.
* Prepare and generate various reports related to loan processing, outstanding balances, and account status.
* Ensure adherence to all anti-money laundering (AML) and know-your-customer (KYC) policies and procedures.
* Participate in system enhancement initiatives and user acceptance testing (UAT) as needed.
* Maintain a high level of data confidentiality and integrity.

Job Qualifications:

* Bachelor's degree in Finance, Accounting, Business Administration, or a related field.
* 1-3 years of experience in loan processing, back-office operations, or a similar role within the banking or financial services industry.
* Strong understanding of loan products, processes, and related documentation.
* Familiarity with banking regulations and compliance requirements (e.g., AML, KYC).
* Proficiency in Microsoft Office Suite, particularly Excel.
* Experience with banking systems and loan processing software is an advantage.
* Excellent attention to detail and accuracy.
* Strong analytical and problem-solving skills.
* Good communication and interpersonal skills.
* Ability to work effectively under pressure and meet deadlines.
* Proactive and results-oriented with a strong sense of responsibility.

Additional Requirements

Be a Part of the UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.

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