Graduate Trainee in CIB Coverage

General information

Entity

About Crédit Agricole Corporate and Investment Bank (Crédit Agricole CIB)

Crédit Agricole CIB is the corporate and investment bank of the Crédit Agricole group, the 10th largest banking group in the world *.

We support major companies and financial institutions in their development and the financing of their projects.

As pioneers in responsible finance, social and environmental commitments are at the heart of our activities.

Joining our teams means working in a multicultural environment, both dynamic and stimulating, where you will contribute to developing a sustainable economy.

We support employees throughout their journey: you will develop your skills and access various mobility opportunities among the diversity of our businesses in more than 30 international locations.

Our culture is built on collaboration, innovation and openness, where everyone is valued and empowered.

By working every day in the interest of society, Crédit Agricole CIB aligns with the Group values committed to diversity and inclusion and placing people at the heart of all its transformations.

All our jobs are open to people with disabilities. We welcome applications from candidates of all backgrounds and experiences.

Ready to take part in our mission ?

*By balance sheet size - The Banker, Juillet 2025

Reference

2026-115147

Update date

31/08/2026

Job description

Business type

Types of Jobs - Corporate & Investment Banking

Job title

Graduate Trainee in CIB Coverage 企业金融部管培生-北京

Contract type

Internship/Trainee

Term (in months)

24

Expected start date

01/10/2026

Management position

No

Job summary

此岗位仅限应届毕业生或工作经验在1年以下人士

Location: Beijing

Main responsibilities:

To provide to local Coverage teams the needed support linked to the credit process.
To provide supports to local Coverage teams to maintain client relationship on daily basis.

1. Due Diligence
   Assist in client onboarding processes, conduct customer due diligence (KYC), collect and verify business licenses, legal representative identification, and other credentials, regularly update information, and ensure timely completion of periodic KYC reviews.

2. Financial Rating
   Utilize the Dafne internal rating system to complete credit assessments for clients, analyze key financial ratios such as net profit margin and operating cash flow ratio, and produce rating conclusions to support credit approval decisions.

3. Report Writing: Assist in drafting credit application reports and annual review reports, consolidate business and financial information from public sources and client submissions, and perform data compilation and trend analysis on financial indicators including revenue and gross profit.

4. Compliance Verification: Adhere to regulations of Chinese regulatory authorities (SAFE, NFRA, PBOC) and internal compliance policies, participate in anti-fraud and anti-money laundering (AML) training, and ensure all operations are conducted with zero compliance risk.

Supplementary Information

Qualifications:

Master degree, with major as Finance/accountant related, Fresh graduate or within 1 year working experience
Ability to communicate clearly and easily (verbal and written in English).
Strong financial statements analysis skill.
Chinese native speaker is a must.

Position location

Geographical area

Asia, China

City

Beijing

Candidate criteria

Minimal education level

Postgraduate degree – MA/MSc/PhD/Doctorate or equivalent

Academic qualification / Speciality

Qualifications:

Master degree, with major as Finance/accountant related, Fresh graduate or within 1 year working experience
Ability to communicate clearly and easily (verbal and written in English).
Strong financial statements analysis skill.
Chinese native speaker is a must.

Level of minimal experience

0-2 years