Credit Manager - Specialised Lending

At MCB, we measure success by more than numbers. As a Credit Manager in Risk, you'll help protect our customers, colleagues and the bank through sound risk management, so MCB can keep growing on strong, trusted foundations.

We are on the lookout for:

Job vacancy: Credit Manager- Specialised Lending

Your responsibility as Credit Manager will be to provide expert credit management analysis, recommendations, and solutions for specialised lending activities to support sound decision-making, ensure adherence to regulatory and policy requirements, and protect the organisation’s financial position.

In this role you will,

• Evaluate complex specialised lending applications, including structured and corporate lending transactions, to determine creditworthiness and enable well-informed approval decisions aligned with policies;
• Analyse and quantify exposures across customer, transaction, and market dimensions to assess alignment with risk appetite and support robust credit management decisions;
• Formulate and present recommendations or take decisions on credit facilities within delegated authority to safeguard the organisation’s financial interests and maintain portfolio integrity;
• Contribute to the structuring of specialised lending solutions to identify potential issues early and ensure balanced, sustainable outcomes;
• Ensure compliance with credit management frameworks, regulatory guidelines, and internal controls by reviewing activities and addressing any identified gaps or non-compliance;
• Develop and deliver analytical insights and reports on specialised lending portfolios to support transparency, proactive monitoring, and decision-making by senior stakeholders;
• Provide expert guidance and technical support to stakeholders involved in the lending process to ensure consistency and quality in credit assessment and decision-making;
• Solve complex credit-related issues by analysing multiple data points and identifying optimal solutions to enhance decision quality and operational effectiveness;
• Contribute to the development and enhancement of credit management practices, tools, and frameworks to improve efficiency, governance, and consistency across operations;
• Develop contingency plans and mitigation actions for identified exposures or stressed situations to minimise potential losses and strengthen resilience;
• Engage with key stakeholders to understand requirements and communicate credit decisions effectively to facilitate efficient execution of lending activities;
• Maintain deep expertise in specialised lending, regulatory developments, and market trends to ensure relevance, credibility, and continuous enhancement of credit management practices.

Click on Career Architecture to explore this career level.

To succeed, you will be required to demonstrate the following competencies:

• Rebounds from setbacks and adversity when facing difficult situations;
• Manoeuvres comfortably through complex policy, process, and people-related organizational dynamics;
• Makes good and timely decisions that keep the organisation moving forward;
• Plans and prioritises work to meet commitments aligned with organisational goals;
• Gains the confidence and trust of others through honesty, integrity, and authenticity;
• Consistently achieves results, even under tough circumstances.

We are looking for candidates who have a minimum of:

• A completed degree in Finance, Accounting, Banking or any related field;
• At least 6 years’ experience in Corporate Banking with exposure in structured project and trade finance;

You will have to demonstrate:

• Knowledge of Accounting Principles and Practice;
• Knowledge of Financial Analysis techniques;
• Knowledge of MS Office Tools;
• Knowledge of Banking Regulatory & Framework, Banking Act 2004;
• Knowledge of Trade Finance;
• Knowledge of Project Finance.

A combination of both qualifications & experience will be considered.

Should this opportunity match your career aspirations, skills and competencies, click on ‘Apply’ to complete your online application.

Please ensure all required information is accurately entered in relevant sections. Any incomplete application will not be considered. Kindly attach a complete CV when applying.

Candidates going through the selection process during the recruitment exercise will be required to provide two professional references.

As part of the recruitment process, shortlisted candidates(s) will be required to provide a valid Certificate of Character of less than 3 months.

The deadline for submission of application is 21 September 2026.

The Management reserves the right not to appoint anyone following this advert.