Business Relationship Manager - Business Loans
- Kotak Mahindra Bank
- Patna, India
- INR 1,600,000 – INR 2,200,000
Job Role
This is an Independent role and candidate will manage a business of 40-75L PM (Unsecured Business Loans)
Needs to have a good knowledge of Local market with a special focus on the Self-employed category. Must have experience in that Geography
To understand clients business & provide appropriate products like Business loans, OD facilty
Has to work closely with DSA’s/do Tele calling/Branch Banking teams for new customer addition.
To cross sell various products like Current Account/Savings account/Life Insurance and General Insurance
To build relationships with key persons (CFOs/ promoters) in the target segments & build client trust & confidence.
To be alert on competitive elements in the target segments (viz. other banks etc.) & Augment the presence and penetration of the Kotak brand in the target market
Improve efficiency by monitoring accounts sourced, do top ups on existing loans when possible
Job Requirement
- Preferably MBA/ CA
- Experience: 7-8 years’ experience in the local market. Background in Credit & Sales Knowledge is required. Prior experience of driving and managing Teams is required.
- Good Leadership, Self-motivation and communication skills for driving Teams
- Relationship Management Skill
- Good influencing skills
About Kotak Mahindra Bank Limited
Established in 1985, Kotak Mahindra Group is one of India's leading financial services conglomerates. In February 2003, Kotak Mahindra Finance Ltd. (KMFL), the Group's flagship company, received banking license from the Reserve Bank of India (RBI), becoming the first non-banking finance company in India to convert into a bank - Kotak Mahindra Bank Ltd.
The Bank has four Strategic Business Units – Consumer Banking, Corporate Banking, Commercial Banking and Treasury, which cater to retail and corporate customers across urban and rural India. The premise of Kotak Mahindra Group’s business model is concentrated India, diversified financial services. The bold vision that underscores the Group’s growth is an inclusive one, with a host of products and services designed to address the needs of the unbanked and insufficiently banked. As on 31st December, 2019, Kotak Mahindra Bank Ltd has a national footprint of 1,539 branches and 2,447 ATMs, and branches in GIFT City and DIFC (Dubai).
We truly believe in providing you Infinite Opportunities to shine and grow in your careers, pursue your passions and live a fulfilling life. If you are ready to imagine your future with us, then apply now!
Skills
- Unsecured Business Loans
- Relationship Management
- Sales Strategy
- Credit Assessment
- Cross-Selling
- Team Leadership
- Local Market Knowledge


